Skip to content
ONLYWAYRealty & Capital

OnlyWay Capital · DSCR loans by state

Rental financingin 29 states.

Pick your state to see how we help investors there, or run a deal in the calculator below.

Business-purpose financing is not available in every state. Some states require a license to arrange these loans, and each lending partner excludes certain states. We confirm availability for your property's state before you spend time or money.

Rental coverage calculator

Does the rentcover the loan?

Enter a deal and see its debt service coverage ratio (DSCR): the rent compared with the full monthly payment, including taxes, insurance and HOA. It's the number most rental lenders start with.

Estimated DSCR

1.22

Comfortable coverage. This is the kind of ratio lenders like to see.

Monthly payment (PITIA)
$1,973
Monthly cash flow before other costs
$427
Loan amount
$225,000

Estimate only, for business-purpose investment property, based on a 30-year amortizing loan and the example rate you set. It is not a loan offer or approval, and lenders calculate DSCR in their own ways.

Send us this deal

The OnlyWay Team is brokered byLPT Realty LLC877-366-2213