OnlyWay Capital · Nationwide investor loans
DSCR & Commercial Loans Nationwide
Your portfolio does not stop at the state line, and neither do we. From our Georgia base, OnlyWay Capital arranges business-purpose financing for investment and commercial property in many states through national lending partners, wherever state law allows us to.
However you like to decide, start here.
- 01Bottom line firstSkip ahead: book a complimentary consultation and get a written plan.Book your consultation
- 02Show me what's possibleSee if nationwide investor loans is the right fit for what you want next.Is it a fit?
- 03Walk me through itWhat we look at, step by step, so nothing catches you off guard.See the approach
- 04Give me the detailsCommon questions, answered plainly.Read the answers
Who it fits
A good fit when…
- Georgia investors buying rentals in other states
- Out-of-state investors buying in the Southeast
- Portfolio owners with properties in several states
- Commercial and multifamily sponsors
What lenders typically review
The review.
- 01The property's state and local rules
- 02Rental income or business plan
- 03Property type and condition
- 04Borrower experience, liquidity and entity
- 05Which lending partners serve that state
Financing availability depends on the borrower, property, purpose, lender, program, and jurisdiction. All financing is subject to eligibility, underwriting, program guidelines, property review, and lender requirements. No approval, rate, term, savings, timeline, or closing result is guaranteed.
Questions
Plainly answered.
Which states can you arrange loans in?
Today we arrange business-purpose loans in 29 states, including Georgia; the full list is on this page. Every lender also excludes a few states, so we confirm your property's state and the right lender before you spend time or money.
Does the loan need to be in an LLC?
Often. Many lenders and some states treat loans to an LLC or corporation differently from loans to an individual. We will explain what applies to your deal.
Can you guarantee approval, a rate or a closing date?
No. Financing depends on the borrower, property, purpose, lender, program and jurisdiction, and every loan is subject to the lender's underwriting. We are direct about what looks realistic.
Is this available for my primary residence?
No. OnlyWay Capital focuses on business-purpose financing for investment and commercial property, which is separate from owner-occupied residential lending.
Business-purpose financing is not available in every state. Some states require a license to arrange these loans, and each lending partner excludes certain states. We confirm availability for your property's state before you spend time or money.
States: Alaska, Arkansas, Connecticut, Delaware, Georgia, Hawaii, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Washington, West Virginia, Wisconsin, Wyoming
OnlyWay Capital discussions concern business-purpose financing for investment and commercial property. They are not consumer mortgage offers and are not intended for owner-occupied residential financing.
OnlyWay does not provide legal, tax, accounting, or investment advice. Consult your own attorney, tax professional, or financial advisor about your situation.
Rental coverage calculator
Does the rentcover the loan?
Estimated DSCR
1.22
Comfortable coverage. This is the kind of ratio lenders like to see.
- Monthly payment (PITIA)
- $1,973
- Monthly cash flow before other costs
- $427
- Loan amount
- $225,000
Estimate only, for business-purpose investment property, based on a 30-year amortizing loan and the example rate you set. It is not a loan offer or approval, and lenders calculate DSCR in their own ways.
Send us this deal
The right way forwardstarts here.
A complimentary, private strategy session. You leave with your numbers, a market brief and a timeline, whether or not you work with us.